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Add-on Credits

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Purchase Add-on Credits to keep using premium AI models after reaching your monthly credit limit.

Add-on credits replace Warp’s old pay-as-you-go Overages. They let you continue using premium AI models even after you’ve reached your monthly credit limit — at lower rates and with more control over spending.

You can manage and purchase Add-on credits directly in Settings > Billing and usage.

Add-on Credits management surface under Settings > Billing and usage.

Add-on credits extend your AI usage beyond the included monthly quota in your plan. Once your plan’s credits are used up, Warp will automatically begin drawing from your available Add-on credits.

If you’ve enabled Auto reload, new credits will be added automatically and billed based on your selected configuration of monthly spending limit and selected purchase amount.

Add-on credits are available for Build, Max, Business, and Enterprise plans (with custom pricing for Enterprise). On self-serve plans (Build, Max, and Business), Reload credits are scoped to each individual user; Enterprise uses a team-pooled model. These credits roll over across billing cycles and remain valid for 12 months from the purchase date.

Reload credits draw from the same pool as platform credits and compute credits, so a single balance covers all three credit types.

You have two options for purchasing more credits:

You can purchase additional Add-on credits at any time directly within the app under Settings > Billing and usage. Buying more credits upfront provides a larger discount.

The table below shows the available credit denominations, their prices, and corresponding discounts:

CreditsPrice (USD)Price per CreditDiscount
400$10$0.025Base rate
1,000$20$0.02020% off
3,000$50$0.016~35% off
6,500$100$0.0153~40% off

Auto reload automatically purchases more credits whenever your balance reaches 100 credits, ensuring uninterrupted access to premium AI features.

By default, Auto reload is disabled for new subscribers. When you turn it on, it starts with a $200 monthly spend limit, which you can adjust anytime in Settings > Billing and usage.

Auto reload uses the same denominations and discounts as manual purchases. The denomination you select (e.g., 400, 1,000, 3,000, or 6,500 credits) will repeat each time your balance is depleted, up to your monthly spending limit. Larger denominations offer up to ~40% off per credit.

Your monthly spend limit sets the maximum amount you can spend on Add-on credits in a single calendar month. This ensures you have full control over your AI usage costs while still allowing flexibility for automatic top-ups when needed, keeping your workflow uninterrupted.

  • The default limit is $200, but you can increase or decrease it anytime in Settings > Billing and usage.
  • If a credit purchase would exceed your limit, it won’t process — you’ll need to either raise your limit or choose a smaller Add-on credit amount.
  • Once your limit is reached, no additional Add-on Credit purchases (manual or automatic) will occur until:
    • The next calendar month begins, or
    • You update your limit in settings.

When your monthly credit balance renews:

  1. Warp first consumes your included monthly credits (e.g., Build plan credits).
  2. After those are used, Warp continues to draw from any available Add-on Credits.
  3. If your Add-on Credits run out and Auto reload is enabled, Warp will automatically purchase more up to your monthly limit.

You can track your remaining credits and spending in the credits transparency footer and in Settings > Billing and usage.

On Build, Max, and Business self-serve plans, Reload credits are tied to individual users — they are no longer pooled across the team. Each team member’s Reload credits draw down only for their own usage.

Team admins manage Reload credit settings for the team in Settings > Billing and usage:

  • Team-wide spend cap — Sets the maximum amount the team can spend on Reload credits per calendar month, applied across all members.
  • Auto-reload — When enabled, the admin selects a Reload denomination for the team. Warp automatically purchases that denomination for any user whose Reload balance drops below 100 credits, subject to the team-wide spend cap. While auto-reload is on, individual users cannot purchase Reload credits manually.
  • Manual purchases — When auto-reload is off, eligible team members can purchase Reload credits for themselves, as long as the team stays below the team-wide spend cap.

Service account and team-scoped API key requests

Some AI requests on Warp can’t be tied to an individual user — for example, those made through team-scoped API keys, scheduled agents, agent identities, or other service accounts. For these requests, Warp needs a task billing principal to charge usage to. On self-serve plans (Build, Max, and Business), that principal is the team owner. Usage attribution stays on the service account, but billing rolls up to the team owner.

When auto-reload is off:

  1. Warp first consumes the team owner’s included monthly plan credits.
  2. After those are used, Warp draws from the team owner’s Reload credits.
  3. If both are exhausted, the request is blocked.

When auto-reload is on:

  1. Warp first consumes the team owner’s included monthly plan credits.
  2. After those are used, Warp draws from the team owner’s Reload credits.
  3. Service-account usage can trigger auto-reload on the team owner’s pool — subject to the team-wide monthly spend cap. Once auto-reload tops up the team owner’s pool, further service-account requests deplete that reloaded balance.
  4. If the team-wide spend cap is reached and no credits remain, the request is blocked.

Any purchased Add-on Credits remain in your account and can continue to be used for up to 12 months after purchase, as long as you have an active subscription.

If you move to the Free plan, you’ll lose access to any previously purchased Add-on Credits and won’t be able to use them. You also can’t buy additional Add-on Credits until you’re subscribed again.

Your access to Reload credits depends on your subscription status and team membership. The flows below describe what happens in common scenarios:

  • A user leaves a paid team - When you leave a team, you lose access to any remaining Reload credits tied to it. If you rejoin the same team later, you regain access to any unused, non-expired Reload credits. The admin pays a prorated rate for your seat on rejoin.
  • An admin removes a member - When an admin removes a member from the team, the member loses access to any remaining Reload credits tied to that team. If they rejoin later, they regain access to any unused, non-expired Reload credits.
  • An admin deletes the team - Deleting a team removes access to any remaining Reload credits tied to it. Team members can no longer use those credits.
  • A user downgrades to Free - Downgrading to Free forfeits access to Reload credits tied to your previous team. Reload credits require an active subscription.